5 Elements That Affect Asset Allocation
As the classic proverb says, ’Don’t put all eggs in one basket’, Investor also must diversify his/her portfolio into different asset classes. Why? Reason is very obvious – to reduce the risk.
Here’s how you can help your child inculcate good money habits
Here is what you need to know before you decide whether to pay loan or to invest?
Power of compounding is the 8th wonder of the world.
Read this article to know 4 reasons why you do you need financial advisor?
The most expensive goal of your life cannot be financed.
We all love our families and want the best for them. We try to fulfil their wishes to the best of our abilities. One easy and simple way to show your love for your family and to make sure that they continue to live a dignified life even in your absence is to take a term insurance.
After one lands in a job, the first thing that most parents will tell is to save money. Saving money, especially for someone who is in their first job and living alone in a big city, may not be easy. But it is also not difficult.
Emergencies come unannounced. No one can predict when it is going strike. The only thing that we can do is to prepare ourselves for any unforeseen circumstance.
From our childhood, we are taught not to waste money and always go for the cheapest available option. But not all things that appear to be expensive are bad for your pocket.
By now your organisation must have handed out the bonus and increment. If you are one of the few lucky people to receive an increment and bonus or at least one of the two, it is crucial that you use it wisely and don’t squander it.
While investing for any specific goal, we always assume some rate of return from the investment based on some rationale. Actual return may vary time to time from assume return, so it becomes very important to check whether we are getting that return or not.
Calculating return would have been easier, if we had been investing exactly for one year. But that doesn’t happen in practical world. Investment is normally done in staggered manner and each investment is not kept for same period of time.